Resources

Renter Qualification Criteria Review:

650 credit range (no specific score, just based on content of credit)
- Credit history is evaluated through an individualized assessment of payment consistency, active collections, civil judgments, and rental/utility-related accounts, rather than a blanket numerical credit score cutoff

Good rental background, complies with Landlord reference checks, eviction history, etc

Eviction history, per Philadelphia municipal law, we cannot consider evictions older than 4 years, evictions that were withdrawn, dismissed, or ruled in the tenant's favor, evictions filed during the COVID emergency period under specific protections and eviction filings without a judgment

Income:

Annual income 40x the monthly rent and fees total

- Adjusted income assessment: pay attention to credit report and bank statements to identify recurring financial obligations (loan debt service, monthly payment minimums, etc.)

- Savings option to supplement income if marginal: Documented liquid reserve savings to support lease obligations

Co-signer option: If income & savings cannot be documented, a qualified co-signer may be submitted
- To qualify, the co-signer must demonstrate an annual income of 80x monthly rent and fees, or liquid assets to support lease/financial obligations

Required supporting documents:
1. Last two most recent bank statements in PDF format
2. Last two most recent pay stubs (PDF format) or official documentation of other regular, verifiable income
3. Government Photo Identification

Application fees are used to pay for background checks and processing, they are non-refundable regardless of the landlord's final approval decision

Approved renters pay first month's rent and security deposit (equivalent to 1 month's rent) with signing